In Luck at Last, by Walter Besant. This edition published circa 1890. This is a little novel that was published originally as the Christmas number of All the Year Round in 1884. All the Year Round was edited by Charles Dickens, and this story has a bit of the same social commentary that Dickens is noted for.
There is also a short story (”The Yachtsman”) tacked onto the end, with an unknown author.
Thanks to Sankar Viswanathan for Post Processing this book!